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Entering the housing market for the first time can be an exhilarating experience, especially in a competitive market. First-time homebuyers often face a steep learning curve, dealing with bidding wars, high prices, and the fast pace at which properties are bought and sold. Here are a few tips for first-time homebuyers to not just compete…

Benchmark Rate Now Sits at 4.5% In a widely expected move, the Bank of Canada has carried forth the downward trend for its benchmark interest rate, reducing it by another quarter point to 4.5%. This follows a 25-basis point cut in June, which marked the first taste of interest rate relief in four years, due…

Should prospective homebuyers only concentrate on the asking price of a home for sale, or should they consider a whole range of factors? The general viewpoint in today’s housing market is that Canadians understand the benefits of home ownership, but many have been deterred in recent years because of how high prices are in many…

Can a self-employed person get a mortgage? While getting a mortgage can be intimidating for any applicant, it can be particularly challenging for self-employed individuals. Unlike traditionally employed applicants who can present stable income records through pay stubs and employer verification, self-employed individuals must navigate a different terrain, often facing more stringent scrutiny and complex…

As your family grows and your lifestyle evolves, the need for more space becomes clear. Upgrading to a larger home brings many benefits, from more comfort and convenience to a better quality of life. Let’s find out what you should look out for in a family home, when you’re ready to upgrade your space. Determine…

The topics of taxes and real estate are ever at the forefront of Canadians’ consciousness, and with recent news, more Canadians are asking, what taxes do you pay when selling a house? British Columbians were surprised to learn that the Canada Revenue Agency (CRA) uncovered $1.3 billion in unpaid taxes in the British Columbia real…

First impressions matter more than you might think. A well-maintained and attractive exterior can significantly boost a property’s curb appeal, making it more enticing to potential buyers. Curb appeal, meaning the attractiveness of a property as viewed from the street, is that initial wow factor that can either draw buyers in or leave them unimpressed….

Many hopeful homebuyers are still resting on the sidelines of the Canadian real estate market, whether because of high mortgage rates or rising home prices. Despite the excess of barriers to entry, first-timers and families continue to understand the importance of home ownership and how it remains one of the best investments your household can…

Have you ever looked around your home and felt overwhelmed by all the stuff? If you’re planning a move to a smaller space, it’s the perfect opportunity to sort through your belongings. Decluttering before a move can save you time and money. Movers often charge based on the weight or volume of your items, so…