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Gerry’s Blog

Will 30-Year Mortgages Help First-Time Home Buyers?

The Canadian government announced in April that Ottawa would relax the rules on mortgages to allow first-time homebuyers to take out 30-year mortgages when they buy newly constructed homes. The adjustment will go into effect as of Aug. 1. The verdict is still out on whether this will benefit young homebuyers. As prices skyrocket and…

Understanding the Difference: Mortgage Broker vs Bank

When it comes to getting a mortgage, deciding between a mortgage broker vs bank can make a big difference in both the time you spend and the amount you pay. Knowing the key differences between these two options can help you make a smarter choice, potentially saving you both time and money in the process….

The Future-Proof Home: Investing in a Property that Grows with Your Family

In today’s ever-changing real estate market, a future-proof home has become a very important concept and consideration for families looking to make a lasting investment. With changing family dynamics, lifestyle preferences, and technological advancements, investing in a property that can adapt and grow with your family is essential for long-term stability and satisfaction. Let’s look…

Exploring the Advantages of 55+ Communities

As you approach retirement, the thought of downsizing often becomes more appealing. Perhaps your current home feels too large, maintenance is becoming a hassle, or you’re simply looking for a change of pace. Whatever your reasons, moving to a 55+ community can offer a host of benefits specifically tailored to meet your evolving needs and…

Questions First-Time Homebuyers Should Ask

Asking the right questions is an essential part of the homebuying process. While many questions about the property should be directed toward real estate agents and sellers, it would also be wise to ask various questions to ensure this is the best decision for yourself, your family, and your future. Whether this means forcing you…

Pre-Sale Home Improvements That Pay Off

The Canadian real estate market is constantly changing and growing and is quite competitive these days. Making strategic pre-sale home improvements can make all the difference between a quick sale at a favourable price versus a property sitting on the market for a long time, costing you extra money and stress. There are many options…

How to Seamlessly Transition Your Family to a New Home

The process of moving can be overwhelming for all members of the family. Not only is there the physical act of relocating your belongings, but everyone is affected in different ways by the emotional aspects of leaving a familiar place and settling into a new environment. Whether driven by the desire for more room, a…

Should I Buy a House First or Sell First?

If you are a homeowner and you decide to enter the market, you’re faced with a difficult question, especially if you’ve never sold your home before. Do you buy your next home before selling? Or do you sell your current home before buying? Over the years, this has become a common question for housing experts….

A Checklist for Finding Your Next Family Home

Searching for a new family home can be an exciting yet overwhelming task. With so many factors to consider, it’s important to have a clear plan and checklist to assist in navigating you through the process. Here, we’ll provide you with an introductory guide to help you find your next family home with ease and…

The Hidden Costs of Buying Your First Home

Are you buying your first home? If so, congratulations! This is a significant milestone for any family willing to begin the journey to homeownership. Many Canadians understand the benefits of owning a house, townhome, or condominium as you build equity and plant roots. As mortgage rates start to ease as the Bank of Canada (BoC)…