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Selling a home is more than just a transaction; it’s a pivotal step in life’s journey, especially for move-up buyers looking to sell their current home to purchase a larger or more luxurious one. Maximizing the selling price of your home is crucial in this process, as it directly impacts your financial ability to move…

A move-up buyer is someone looking to sell their current home and purchase another one that is typically larger, more expensive, or better suited to their evolving needs. They are distinguished from first-time homebuyers because they have already bought a home and have built equity in their existing property. Some move-up buyers might be looking…

You’ve likely heard people lauding the benefits of home ownership. Canadian real estate has historically seen solid long-term gains, which bodes well for existing homeowners and those who plan to buy and keep the place for the long term. There are several other benefits of owning a home, including a roof over your head, a…

In recent years, affordability has been one of the chief topics in the Victoria real estate market, whether housing prices or higher mortgage rates. According to the Victoria Real Estate Board (VREB), the Home Price Index benchmark price for a single-family home in November was nearly $1.3 million, up three per cent from the same…

An affordable real estate market in the Ontario housing sector? This might be hard to believe at first, but there is a place in the province where prices are certainly in the realm of affordability, something that prospective homebuyers have been desiring for years. The Sault Ste. Marie real estate market is the cheapest city…

This past summer, the nation’s chief bank regulator imposed new rules against home equity lines of credit, also known as HELOCs. The Office of the Superintendent of Financial Institutions (OSFI) installed a cap on borrowing available through HELOCs as part of efforts to strengthen Canada’s banking system. In other words, many Canadians will notice a…