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It’s that time of the year: the birds are chirping, the buds are blooming, and the Bank of Canada (BoC) is on the brink of cutting interest rates. This is also the time of the year for a busy Canadian real estate market when prospective homeowners are searching for a new place to call “home.”…

In just one year, the Nova Scotia real estate market experienced some significant changes. Last year, the province was experiencing historically low interest rates and evolving consumer trends. Fast-forward to today and it’s an entirely different picture, characterized by elevated interest rates, historically mixed sales and rising prices. In February, the number of residential property…

Buying a house is a big deal for many of us. Owning a home is the ultimate symbol of personal success. It’s the reward for years of hard work, smart planning, and sticking to your financial goals. It means finally having a space that’s all yours—a place where you can kick back, grow, and make…

The federal government has proposed some new housing affordability measures geared toward making the Canadian housing market more affordable for first-time buyers. Among the new measures, first-time buyers will have the option to take out a 30-year amortization on their mortgage, and the first-time Home Buyer’s Plan RRSP withdrawal amount is being increased to $60,000,…

Canada’s current generation of retirees, or those on the cusp of retirement, are stuck between a rock and a hard place. The inflationary climate has made it challenging for seniors, forcing older Canadians to maintain their living standards and navigate a turbulent economic environment. One facet of this struggle is housing. For many retirees, downsizing…

You’ve gotten an exciting new job and need to relocate halfway across the country pronto. Now you have to sell your home quickly – but doing so will take some leg work. While selling a home in record time isn’t the norm in the real estate industry, there are certain things you can do to…

Have you always dreamed of a bigger home? Imagine all the ways you could use the extra space—like having a cozy library, a gym for your workout routine, or a playroom for your growing family. Upgrading to a larger space is thrilling, but it also comes with its own set of challenges. Deciding to move…

Bank of Canada Holds Interest Rate at 5% The Bank of Canada has held its benchmark interest rate at 5%, marking the sixth consecutive pause after a tightening campaign in 2023 to cool high inflation. It appears to be working, with the inflation rate easing back to 2.8 per cent in February. Price pressures have…

According to Statistics Canada, more than one-third of Canada’s population reported having no religious affiliation or having a secular perspective (atheist, agnostic, humanist, etc.) about spirituality. The proportion of this population has more than doubled in 20 years, rising from 16.5 per cent in 2001 to 34.6 per cent in 2021. The decline in religious…

If you’re considering buying a cottage in Canada and have been watching the market, you already know this market segment has seen a surge in competition between buyers over the last decade. In recent years, cabins and cottages have been in high demand, as interest in renting out personal properties for extra income has become more accessible…