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Gerry’s Blog

6 DIY Projects to Upgrade an Old Space

 Whether you live in a home, condo or dorm room, there will always be an area that could use a little upgrade. Of course, splurging on trinkets and knickknacks is an option, but what better way to showcase your own sense of style than a DIY project. Beyond acting as a creative outlet, DIY projects are the cost-efficient solutions…

Canadians Tapping Their HELOC Less This Year

The cost of living has spiraled out of control for millions of Canadians nationwide. Inflation remains elevated, interest rates have skyrocketed, and real wages have failed to keep up with the increase in prices. For many Canadians, even tapping into their HELOC (Home Equity Lines of Credit) is becoming a challenging option given the economic…

Industrial the Strongest Sector in Toronto Commercial Real Estate

Did anyone have a strong Toronto industrial real estate market on their 2023 Bingo card? Indeed, the industrial real estate sector in North America’s fourth-largest city has been an impressive development, defined by its robust growth and performance. Despite rising interest rates, the industrial sphere has been driven by expanding economic conditions, favourable market conditions,…

Understanding Mortgage Insurance

Purchasing a home is often one of the most significant investments we make. However, accumulating the necessary funds for a substantial down payment can be challenging for many aspiring homeowners in Canada. This is where understanding mortgage insurance plays a vital role in facilitating homeownership and mitigating risks for lenders and borrowers. Let’s learn more…

Relocating to a Big City

Relocating to a big city can be a brand-new experience for some people and a nerve-wracking challenge for many. Here are some things that can make your big move more manageable.  Before Relocating Learn About the City  Learning a thing or two about the city you’re moving to is always a good idea. It will…

8 Tips for a Home That Sparkles

Cleaning your home requires more than just soap and scrubbing. It takes strategy. Whether you’re preparing to list your home for sale, or are getting ready to move into your new place, these tips will come in handy. So, grab your supplies, turn up your favourite music, and let’s get to work! 8 Cleaning Tips…

4 Ways to Design a Functional Loft Space

Homes are increasingly becoming our sanctuaries, and in a world where space is at a premium, maximizing every square inch is more vital than ever. A loft space is a hidden gem that is often overlooked. As homeowners and interior designers seek to utilize every nook and cranny, the loft has evolved from a mere…

A Buyer’s Guide to What’s Driving the Housing Price Increase in Nova Scotia

Wondering what’s driving the housing price increase in Nova Scotia. The Nova Scotia real estate market recorded an unprecedented boom during the coronavirus pandemic. In the first two years of the public health crisis, house prices soared, and home sales climbed. Conditions slowed in 2022 amid the Bank of Canada’s (BoC) inflation-busting rate hikes. The…

Will the Bank of Canada Cut Interest Rates This Year?

The big question on everyone’s lips seems to be, will the Bank of Canada cut interest rates this year? The Bank has raised the benchmark interest rate by nearly 500 basis points since early 2022 in its quest to vanquish inflation in the Canadian economy. In July, the central bank pulled the trigger on a…